Direct Cash Purchase / Nationwide

A more direct way to sell your home.

Explore a straightforward as-is sale, with clear terms and a timeline designed around your priorities.

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The cash purchase approach

Less preparation.
More clarity.

Selling a home traditionally can involve repairs, listing preparation, showings, and financing contingencies. A direct cash purchase may offer a different path—one that prioritizes convenience, a negotiated closing date, and a sale in the property's current condition.

Every property is different. We'll review the details and, if appropriate, present a proposed purchase price and terms for your consideration.

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From inquiry to closing

What the process looks like.

Five clear stages. You'll have the opportunity to review the terms before making a commitment.

01 / CONNECT

Tell us about your home

Provide the address, general condition, known repairs, and your ideal selling timeline. Tell us what matters most to you.

02 / EVALUATE

We review the property

We consider recent comparable sales, condition, repair needs, market conditions, and relevant property and title information.

03 / OFFER

Review the proposal

If a direct purchase is feasible, we discuss the price, proposed closing date, contingencies, and any other material terms.

04 / AGREEMENT

Complete due diligence

If you choose to proceed, the terms are documented in a written agreement. Any inspection or title review follows the contract.

05 / CLOSING

Close on agreed terms

A title company or appropriate closing professional coordinates settlement. Payoffs and applicable expenses are handled before remaining proceeds are disbursed.

Why consider a direct sale?

A simpler alternative to listing.

  • As-is purchase. No seller repairs or updates are required under our agreed purchase terms.
  • Privacy. A direct sale generally does not require public marketing or open houses.
  • Flexible closing. Discuss a closing date that fits your plans, subject to title and contract requirements.
  • Seller closing costs covered. ICONIQ covers the title search, payoff statement ordering when needed, and deed preparation, as specified in the agreement.

A cash offer often reflects investor costs and risk, so it may be lower than a property's potential retail-market price.

Our as-is and closing-cost commitment

Sell as-is. Know your closing costs upfront.

Our direct cash proposals explain the price, seller proceeds, and covered closing expenses in writing, so you can evaluate the offer without guessing about fees or repair costs. Any existing mortgage or lien payoffs and other property obligations are addressed in the written terms.

We do not charge you additional ICONIQ fees, sales commissions, repair charges, or last-minute concessions. We purchase or arrange the transaction with the property in its as-is condition, under the agreed written terms.

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What ICONIQ covers
  • No seller-paid ICONIQ fees or commissions
  • No required repairs or renovation expenses
  • No additional price reductions or concessions outside the signed agreement
  • Seller-side title search expense
  • Mortgage payoff statement ordering, when applicable
  • Deed preparation for transfer

Existing mortgages, liens, unpaid taxes, prorations, and other obligations must be identified and addressed at settlement. The written agreement and closing statement will specify the net amount, payoff treatment, and any exceptions. We do not promise to eliminate existing debts.

Understand your choices

Cash offer or traditional sale?

ConsiderationDirect cash purchaseTraditional listing
Property conditionMay be purchased as-isPreparation, repairs, or concessions may be requested
ShowingsTypically no public open housesMarketing and buyer showings are common
PricingReflects investor purchase economicsExposed to retail-market buyers
TimelineNegotiated, subject to diligence and titleDepends on marketing, financing, and contingencies

Neither approach is right for everyone. If maximizing potential proceeds is your priority, explore our equity-focused selling options as well.

Common questions

Before you decide.

Do I need to make repairs before selling?

No. Our direct cash offer is for the property in its as-is condition; we do not require you to complete repairs or renovations under the agreed terms. Any due diligence rights will be disclosed in the agreement.

Am I obligated to accept an offer?

No. Requesting an evaluation does not require you to accept an offer. Review the written terms and seek independent advice if needed.

How quickly can we close?

The timeline depends on the property, title, due diligence, and the parties' agreement. We can discuss your preferred date, but cannot guarantee a specific closing timeframe.

Are there fees or commissions?

ICONIQ does not charge seller-paid ICONIQ commissions or added fees. We cover the specified seller closing services, including title search, mortgage payoff statement ordering if applicable, and deed preparation. Existing mortgage balances, liens, taxes, and other property obligations still must be addressed as set out in the written agreement and settlement statement.

Your property. Your decision.

See whether a cash sale fits.

Tell us a little about your home and what you want to accomplish. We'll explore whether a direct purchase is an option.

Get My Selling Options →

No obligation to accept. Offers, terms, and availability vary by property and location.